Attention homeowners in Wayne and Passaic County: Get an Appraisal today!

Check out the top seven reasons why NJ homeowners order from CN Appraisals:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Passaic county's assessment of your property
Remove PMI to cut your mortgage payments
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a NJ divorce, where real estate needs to be divided
To settle an estate in NJ by determining the true market value of property in question

Own a home in or near Wayne, NJ and need help determining the value of it?
Contact CN Appraisals.

At CN Appraisals, we understand the particular needs of a consumer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at CN Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. CN Appraisals is experienced in helping customers just like you do away with unwanted PMI insurance.

Challenging a property tax assessment

If you live in an area that is going down or not appreciating as much as other properties close by, your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from CN Appraisals is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can this be difficult and inconvenient from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. CN Appraisals can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would like to have an expert double-check it for precision or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? CN Appraisals offers field reviews where we go out and check the subject and comparables. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.